Portfolio Clinic
This is the same framework I used when I ran portfolio reviews in the Lounge, rebuilt so you run it on yourself. You enter your own holdings, tag them yourself, and the framework hands the questions back to you. Nothing you type leaves your browser, and nothing is saved when you close the page.
Stuck on a bucket? The definitions are in step two, and #bluechip-investing-discussion and #speculative-investing-discussion are the places to talk it through. New to all this? Start in #1-beginner-zone-start-here first.
Your capital
Total invested value across the accounts you want to review. If you hold several pies or accounts, combine them and net any position that appears more than once.
Your positions
Tag each holding yourself using the definitions below. I don't classify tickers for you here. That's your call, and if you're torn, ask in #bluechip-investing-discussion or #speculative-investing-discussion.
How the buckets are defined
- Bluechip: large, established, consistently profitable businesses with durable cash flows. The sort of company you'd be comfortable holding through a full cycle without checking the price every day.
- ETF: any tracker or thematic fund. For the split, ETFs count on the Bluechip side, because the diversification inside them protects the downside even when the theme is aggressive.
- Speculative: everything that isn't the above. High growth names still proving their model, unprofitable or early-stage companies, and pure story stocks. If you're unsure, it's Speculative.
The framework read
The four pillars I used in every review, read against your inputs. None of this is a grade. Every line is a question for you to answer.
Add your positions and run the framework to see the read.
Stress tests
I'm going to be honest here: this is the part most people skip, and it's the part that actually changes portfolios. Write your answers in the boxes. Short and honest beats long and comfortable. They'll appear on your printed summary.
Run the framework first. The stress tests use your numbers.
Things to sit with
The open questions your inputs raised, gathered in one place. Save this as a PDF and revisit it after the next earnings season. If you want a second pair of eyes on your thinking (not your tickers), the discussion channels are there for exactly that.
Nothing yet.